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Alabama Disability Insurance

We have low cost Alabama disability insurance with no medical questions. You can be self-employed or even work out of your home and still qualify.

I think that all of you should have health insurance. We can all agree on that. If you get sick the health insurance helps pay the bills. Nobody is taking your house and car or cleaning out your bank account.

But, what if you could not go to work for awhile. Let's say you had an accident and it would be three months or six months before you could get back to work. Do you have six months of living expenses put away? Do you really want to wipe out your savings.

Can't happen to you?

Only 3% of home mortgage foreclosures are due to a death of the breadwinner. However, 48% of all foreclosures are do to a disability.
If you are between 35 and 65 years of age, there is a 1 in 8 chance that you will suffer a disability lasting at least 90 days. Those are not the kind of odds you want to bet against.
To get Social Security disability benefits, you have to be completely disabled for at least a year, with no hope of recovery.

We can offer you an Alabama short-term disability plan with no medical qualification. You can be self-employed and you can work out of your home. The only catch is, if you have a claim, you must be able to prove your income.


This Alabama disability plan is very simple. There are two options and two age bands. Use the links in each column to get more information online and to enroll.

Age Band
$1,500 Monthly Benefit
$3,000 a Monthly Benefit
17 - 49
$65 a month
$116 a month
50 - 69
$82 a month
$152 a month
CLICK ----->

- Your choice of either $1,500 or $3,000 per month
- The plan will pay the 1st day after a covered accident
- If you are sick there is a 7 day elimination period
- The plan will pay for up to 6 months

*You must be able to verify your income before they will pay your claim. To obtain the $1,500 benefit, you must earn at least $2,250 a month.To obtain the $3,000 benefit, you must earn at least $4,500 a month.

We are available from 9 AM to 8 PM Monday to Thursday and until 5 PM on Friday
Call us at 800-272-0512

Martin Unger - President

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