Low cost Alabama health insurance with no deductible for a hospitalization

We have found a way to take a high deductible Alabama health insurance plan, add a special secondary plan that pays the deductible and end up with a zero deductible plan at a very low cost.

Even if you keep your current health insurance plan, you can call us to take away your deductible.

I hate to put it this way, but buying low deductible Alabama health insurance plans is really not a very good idea. I can use a secondary plan that will pay your entire deductible if you were hospitalized. The plan together with a high deductible heath insurance plan can save you thousands. We are talking about walking out of the hospital and having no bill at all.

Take 5 minutes and read about new low-cost, zero deductible health insurance by clicking here.

Simple Tips on Buying Alabama Health Insurance

I have put together the Alabama Health Insurance Buyer's Guide. But, before I send you off to read it, I want to give you the single most important tip I can - Do Not Over insure.

If a $1000 deductible plan costs you $300 a month and a $2000 deductible cost $250, take the higher deductible. I am not saying that stuff never happens. But, statistically, you will probably never meet either deductible and there is no point in giving the insurance company $600 a year to save $1000. The money is better in your pocket than theirs. If you take the more expensive plan and you do not meet your deductible at any time in the next 20 months, you will have already paid them an extra $1,000. Actually, after a year on a plan with no serious problems leaves you as the winner with the cheaper plan.

Alabama health insurance is already expensive enough. Spend 5 minutes and take a look at my guide. It can potentially save you thousands. Here are some things I cover:

Alabama Maternity Insurance

You cannot get maternity coverage with a health insurance plan. But, you can buy low-cost supplements that will cover a major portion of your maternity costs for a very low monthly premium.

If you are already pregnant, we have a plan that will cover you!

Alabama Maternity Coverage - Click Here

Guaranteed Issue Alabama Health Insurance - No Medical Declines

If you have been declined for health insurance due to a medical issue, we can help. You can obtain guaranteed issue Alabama health insurance. These plans provide coverage for individuals who have medical problems that prevent them from obtaining a traditional Alabama health insurance plan.

These are not discount plans. This is real health insurance.

To find out more, click on the link below:

Alabama Guaranteed Issue Health Insurance

Alabama Health Savings Accounts (HSA Plans)

Alabama Health Savings Accounts (Alabama HSA) combine a high deductible PPO plan with tax-advantaged savings account. This is a winning combination that will lower your health insurance costs.

The government is helping you pay for your medical expenses with huge tax write-offs. Plus you get to use pre-tax money for all of your medical expenses.

The consumer advocates are singing its praises. It is not the answer for everyone but it might be perfect for you. Call me and I will explain how it works or go to our Alabama HSA Plans page for more information.

Alabama Dental Insurance Plans

Alabama dental plans for every budget. You can get discount dental plans or hybrid PPO - indemnity plans.

There is absolutely no reason to pay full price at a dentist. Our discount dental plans have large regional and national networks.

If you want actual dental insurance, we do have a PPO dental plan.

Click on this Alabama dental plans web site link

Prescription Plans

There is no need to spend a lot of money on a prescription plan. Our Rx card costs $12.50 a month and can be used at over 42,000 pharmacies nationwide.

You save 48% on about 90% of the 100 most common brand name prescriptions. You can look up your drugs online to see what you will save and then, and only then, purchase the card if it will save you more than $12.50 a month.

You can apply directly online.

1. Click on this ---> Prescription Card Link
2. On the next page it brings you to, look at the menu on the left side of the page
3. Click on the AIM RX card button

Alabama Temporary Health Insurance

If you need health insurance for a year or less, we can give you a low-cost plan where you can sign up online and be covered the next business day.

Temporary Alabama health insurance is perfect if you are between jobs or just graduated. It gives you the protection you need until you can obtain a permanent plan.

Find out more about temporary health insurance plans for Alabama with this link

10 Valuable Alabama Health Insurance Tips That Will Save You Money